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Applying online for your loan takes as little as 20 minutes.

  1. Complete the application & submit.
  2. Within seconds you'll see if you're qualified.
  3. Within one business day a loan officer will follow up to answer your questions and finish the process.

Our goal is to provide the highest level of service at competitive rates. Have questions or concerns? Our loan officers are only a phone call away and committed to personal assistance. Contact us toll-free at 877.942.2265.

We offer free pre-approvals so you can shop for your home knowing that you can afford the mortgage.

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NMLS Registry Information for United Community Bank Mortgage Loan Originators

Today's Rates

Conventional
Conforming 30 Year Fixed Rate
 Rate  APR  Points
 4.775%  4.927%  0.000%
USDA
USDA
 Rate  APR  Points
 4.750%  5.347%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 5.250%  6.132%  0.000%

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